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Upgrade your life, money, and travel

Learn the strategies and tactics to upgrade your life, money and travel – all while spending less and saving more. Chris is an optimizer who has saved millions by breaking down every aspect of life to maximize happiness at the lowest cost.

About the Host

Hi, I'm Chris Hutchins 👋 Profile Photo
Hi, I'm Chris Hutchins 👋

Founder / Host

I love sharing my quest to optimize and upgrade my life. Previously I was Head of New Product Strategy at Wealthfront, co-founder and CEO of Grove (acquired by Wealthfront), co-founder of Milk (acquired by Google) and a Partner at GV, where I focused on seed and early stage investments.

Recent Blog Posts

Chase Sapphire Preferred® Card: Refresh and New Welcome Bonus
June 15, 2026

Chase Sapphire Preferred® Card: Refresh and New Welcome Bonus

Advertiser DisclosureThe Chase Sapphire Preferred® Card is one of my top choices because of its amazing signup bonus, reasonable annual fee, and the amazing value of the points it earns. If you've been contemplating adding a travel credit card…

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Am I Eligible for a Business Credit Card?
June 14, 2026

Am I Eligible for a Business Credit Card?

There are lots of different types of credit cards, but most fall into one of two buckets: personal and business. Nearly anyone can apply for a personal card, but the question I get over and over is this: do you actually need to own a business to get…

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Best-Ever Welcome Offers on Three Chase Business Cards
June 14, 2026

Best-Ever Welcome Offers on Three Chase Business Cards

If you have a business, this is one of the best weeks for business-card offers I can remember. Three cards I love have all raised their welcome bonuses, and the offers on the two no-annual-fee cards might be the best no-fee bonuses I've ever seen.…

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